Mike shares the many mortgage loan programs available with low down payments (1% Conventional & 1.5% FHA), easier qualifying guidelines and free appraisals. His mortgage brokerage has an EXCLUSIVE High Balance Loan program that allows the loan amount to be up to $679,650 with Conventional guidelines – which means, it has lower interest rates and down payments than a Jumbo loan - and it’s much easier to qualify for.
It’s also the perfect time to Refinance and consolidate your debts. If you can’t pay off your credit card debt in 12 months, take advantage of the equity YOU’VE earned and save yourself hundreds to thousands of dollars a month. Not only will you be able to start SAVING money each month, your credit score increases.